How to play

The game is played with 6 decks, each consisting of 52 cards in four suits from 2 to Ace.

Place a bet. Your stake will be divided between your two hands. The initial stake is determined before the start of a game.

The maximum stake is 70338.12 LKR, the minimum stake is 20 LKR.

Your aim is to score more points than the dealer in any hand, but not to exceed 21 points.

You are dealt 4 cards (two for each hand). The dealer deals one card face-up and one card face-down to themselves. If the face-up card is worth 10 points, the dealer checks their cards for blackjack by peeking at the second card.

Before choosing to hit or stand, you can switch the top cards in your hands to get better combinations. You can switch after the first deal only.

After you have finished drawing cards, the dealer turns their second card over and draws extra cards if they have fewer than 17 points.

If the dealer’s hand is a soft 17, then they can take another card.

If you score 21 points in any hand or fewer than 21 but more than the dealer, your bet will be paid out at odds of x2.

If you score more than 21 points, you lose.

A blackjack (A+10, A+J, A+Q, A+K) always beats a 21-point hand-formed of more than two cards.

If there is a draw (“push”), your stake will be refunded.

If the dealer scores 22 points and you haven’t gone bust, your stake will be refunded. However, if you have a blackjack in your hand, you’ll get the winnings for it as usual.


If the dealer’s face-up card is an Ace, you can protect your stake with insurance. The cost of insurance is equal to half of the initial stake per hand.

If the dealer has a blackjack (A+10, A+J, A+Q, A+K), insurance is paid out at odds of 2 to 1. Insurance is not paid out if the dealer does not have a blackjack.

Your stake cannot be insured if you have two blackjacks in your hands and the dealer has an Ace. In this case, the dealer takes their turn to draw cards.

Doubling your stake

If you have two cards in each hand, you can double your stake. If you choose to do this, a sum equal to the initial stake will be debited from your account. After that, you’ll be given one more card and cannot hit again.


If the first two cards in a hand have the same value, you can split them. The dealer separates the two cards and draws an additional card on each hand. After that, you can decide whether to hit or stand as usual.

You can split each hand once.

When splitting cards, an additional stake equal to half of the initial one is placed on each new hand.

After splitting aces, you can draw only one more card on each hand.

A two-card hand worth 21 points that was obtained from a split is not considered to be a blackjack.


Cards from two to ten are worth their face value (2 to 10 points).

Jacks, Queens and Kings are worth 10 points each.

An Ace is worth 11 points or 1 point depending on the situation. In a “soft” total, an Ace counts as 11 points, e.g., A+6=17. In a “hard” total, an Ace is counted as 1 point, e.g., A+6+10=17.

Hard and soft totals

A “soft” total is the value of a hand in which an Ace is counted as 11 points. E.g., a soft 17 is A+6.

A “hard” total is the value of a hand in which an Ace is counted as 1 point. E.g., a hard 17 is A+6+10.

An Ace is worth 11 points or 1 point depending on the situation. It is usually worth 11 points, but if the total number of points in a hand containing an Ace that has been counted as 11 points is more than 21, then the value of the Ace becomes 1 point.

Example: you are dealt with A and 6. The six is worth 6 points, an Ace is 1 or 11. The total points in your hand could be 7 or 17, depending on your further actions and on whether you’d go bust if the Ace was counted as 11 points.

If you decide not to take any more cards, your hand will be worth 17 points, since the total value of your hand should not exceed 21 points.

You take a third card. It is another Ace. Now your hand is A+6+A. The second Ace in a hand always counts as 1 point, as two aces counted as 11 points each would give a total of 22 points. In our example, counting the first Ace as 11 points would still give the hand a total less than 21, so the total value of the hand could be 8 or 18 points. If you decide not to draw any more cards, your hand will be worth 18 points.

You draw a fourth card. It is four. Your hand is A+6+A+4. Now, if you count the first Ace as 11 points, you’ll go bust — 22 points. Therefore, starting from this moment, both the Aces in your hand, no matter how many more cards you take, will be worth 1 point. The total value of the hand is therefore 12 points.

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